Products

Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*

Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future and help preserve the assets you've worked so hard to build.

Medicare Supplements: We have established relationships with multiple carriers to help you choose the right coverage for your medical and prescription drug insurance coverage needs.

Retirement Income: Preparing for retirement is easier with the help of the guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.

To learn more about the products and services we offer, please feel free to give us a call or request a free consultation. We'll be happy to answer all your questions.

*Accessing cash value will reduce the available cash surrender value and death benefit of the policy.

^Guarantees are backed by the claims-paying ability of the issuer.

1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax penalty.

Disclosure

Trish Bauman is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MI, MN, MT, ND, NE, PA, SD, and TX. No insurance business may be conducted outside the states referenced.

Trish Bauman is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1400 E Broadway Ave Ste 101, Bismarck, ND, 58501, 701-258-6644. In this regard, this communication is strictly intended for individuals residing in the states of MI, MN, MT, ND, NE, PA, and SD. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

BAUMAN FINANCIAL is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither BAUMAN FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

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